Easy way to save some cash…


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….. drink less! I know, I know…. you’re looking at me like ‘what?!’ But, hear me out. This will be less painful than you think and is a great way to keep yourself on budget and/or to save some cash.

Have you looked at the prices of a glass of wine, beer or cocktail and thought, “hmmmm, I could buy a whole bottle or 6 pack for that same price’? Yea, been there and thought that too. Like $10 for a glass of wine? I can find plenty of solid bottles at that price point. You all know my affinity for Trader Joes (they have a fab wine department!), as I mentioned on my last post, The Good Kind of Cheep Date.

Ok, so, I promise I am not telling you to not drink socially. Not at all! I get it, it’s lovely to have a glass of wine with friends. But, I have a few suggestions for social ideas that don’t involve drinking. And, if you would like to have some drinks with fiends, why not host at your home? So much more bang for the buck! And, it’s very cozy.

I ran across this article in The Cut and thought- yes! ‘How do I make plans without getting a drink?’ I have been thinking about the same thing myself. It’s an easy natural default- ‘let’s get a drink!’ But, what about putting a few other ideas in the repertoire so we have some other natural default options to spend time with friends. I have been working on this and here are some of my favorite ideas…..

Meet friends for coffee,

especially at a local coffee shop to support local. Yes, this is still spending money but not nearly the amount as one would spend on alcohol (especially if you have two drinks!) and achieves the same feeling of being out in a social place.

Enjoy a walk!

I always love getting in to nature but an urban walk is great, too. Consider a new area you’d like to explore. Or, perhaps, a farmers market. Maybe you have a nice public park nearby? So many options and all free- a serious way to have fun and save some cash.

Check out a museum.

Lots of cities have free or low cost museum options. You don’t have to be a huge buff on art, science, photography, history, name the museum topic to enjoy. This is a great way to learn a little something new, have some fun with a friend, and save some cash together. Check out what your city has to offer.

Wrap up

Going out for drinks is fun. But, it’s an easy way to drain your pockets and fast. When friends ask to meet up for drinks here’s an easy way to offer some alternate ideas… ‘hey! that sounds great. but, how about we head out for a walk this weekend or check out a new exhibit at the local museum?’ Your friends will think that’s a great idea! Promise! It just takes someone with a unique new idea, and, that’s YOU!

So, stop getting drinks out so much and save some cash (and, hello, calories!) in the process.

Cheers!

Blondeee

The Good Kind of Cheap Date


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Hello Friends! I realize I made this video, The Good Kind of Cheap Date, but never posted it here. Dope! Silly me. I hope you enjoy and get some good ideas for your ideal kinds of ‘cheap date.’ And I promise, they are possible and wonderful!

Check out the video below where my fiancee (at the time, now husband- wahooo) and I take in a free concert, Friday jazz in the park. We went shopping for some snacks and brought a blanket to enjoy the afternoon. We spent around $15 at Trader Joes (I heart TJs) for crackers, cheese, meats and such. And, we did purchase a pitcher of sangria at the park for about $20. Together that’s $35 for two people, or $17.50 per person for those counting, to enjoy a date together with some live music and great energy. (yes we did buy ice cream so add that in but that was a bit impromptu). Cheap date? Yes please!

You can also check out my YouTube Channel here. Keeping in theme, the channel is called My Wonderfund.  Please subscribe! It’s just getting started, but, let me know what you like and I will make sure and post more. 

And, if you think finding something free to do is silly, remember, it’s all about mindset! Quality of life is not measured by money spent. Check out this post on abundance and consider it’s all about how you frame things, like a free concert in the park. Time together, time outdoors, time celebrating your city, time in community with other locals. Awesome!

How do you find out what’s going on in your city? The lovely google of course! Kidding, kind of. Check out your city pages for a calendar. Also, check out things like ‘business improvement districts,’ or BIDs, as they usually put on fun events to draw people to a neighborhood. Check out neighborhood webpages for a calendar of events. And, cities will usually have some local groups highlighting cool events to check out. Google can usually point you in the right direction if you google ‘things going on in enter city here.’

Have fun!

Lisa

Mindset – Abundance


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// Time for a financial change //

I’ve been thinking a lot about mindset. The mind is a powerful tool and critical to all that we do.

You’re here because you’re looking to change your financial situation. Good personal financial health and building wealth is a beautiful place to be. I am a huge supporter and want to encourage you.

// First off- yes you can! You can do it! //

But, I am not going to sugarcoat things. If you are looking to get out of some credit card debt, are looking to build your emergency fund, or are looking at starting/building a retirement account* you are going to have to make some changes to your current spending habits.

Very basically, to make-it-rain personal finance joy we have to spend less than we make.

And, you can do it!

// Mindset- gaining not loosing //

I am going to start with this upfront- it’s all about mindset.

Changing spending behaviors most directly means cutting back on purchases. You heard it here- This is NOT limiting. The idea of ‘cutting back’ does not have to equate to a limited lifestyle. Please don’t look at this as loosing something. On the contrary- you are gaining something!

When we first start to look at changing spending behaviors (ie, cutting back) it can seem limiting because the easiest things to scale back are things like expensive meals out with people, a specialty coffee every day, or a monthly subscription you may not need. But, I promise you, after you’ve done the triage of serious spending pain-points and you start being more mindful and intentional about your money, it’s glorious and liberating thing.

So, don’t see changing spending habits as a limiting principle. Keep your eye on the prize and envision the peace, abundance, and power that come along with healthy personal finance.

Speaking of envision- I’d encourage you to make a Vision Board (for how to click here) for your wall to remind you of what you see for your life…. the life you’re working and living towards in the future.

The mind is a powerful thing. Override ‘limited’ with ‘abundance.’

You’ve got this!

Cheers,

Lisa

PS. Keep in touch! I would love to hear from you. Leave a comment and sign up for the newsletter. The App should be dropping soon!

*I am not a financial planner and this is NOT professional advice. However, all of these are important pieces to healthy personal finance.